Posts in Category: Investor

Felipe Montoro Jens, PPP progress in Brazil

The Brazilian government, according to Felipe Montoro Jens, has plans to initiate 57 projects as part of an R $ 44 billion investment. One of these public private partnership projects that is scheduled is complete re-pavement of two highways in Brazil the BR 364 and BR 153. Combined the BR 364 and BR 153 accounts for over 800 kilometers of road. The BR 153 is main highway that connects Anapolis (GO) and Alianca (TO) and the BR 364 is major highway that connects Comodoro (MT) and Porto Velho (RO). Learn more about Felipe Montoro Jens at

Felipe Montoro Jens also reported as part of the 57 projects, there are plans to auction the Mint, Ceasaminas, Casemg and Docks of Espirito Santo. The Mint is the federal business that is responsible for printing currency and the production of various government official documents. Felipe Montoro Jens, pointed out the by selling the Mint, allows the government to reduce the costs of running the Mint, but is allows it to leverage to more advanced technological tools the public sector cannot provide.

Belo Horizonte in Minas Gerais, undergoing a historic project. The city of Belo Horizonte, is utilizing the benefits of public private partnerships to implement a 20 year project to upgrade all the old luminary lights in the city with modern LED lights. It is project by 2020 a total of 182,000 lights will have been successfully upgraded. Belo Horizonte is the first city to implement a successful public private partnerships to complete such a large scaled project.

Felipe Montoro Jens also learned as part of the R $ 44 billion investment, 57 project stimulus the ports Belem (PA), Vila do Conde (PA), Paranagua (PR) and Victoria (ES) are all scheduled to auctioned to the private sector, in order to help relieve some of the financial burden the government has. More info can be found by visiting:


Matt Badiali: Proponent of Freedom Checks

If you’re well-versed in the world of investments, you’re probably already familiar with dividends and capital gains, but there is a new way to make your money work for you, especially when it comes to natural resources. If you’re not familiar with “freedom checks” they are part and parcel of an investment model predicated on statute 26-F, enacted by Congress in 1987. Freedom checks are issued by companies who meet government eligibility requirements necessary to make these payouts. Who are these companies? Well, they are companies operating primarily in the oil and gas industry and who, collectively, make up the Master Limited Partnerships program, which currently encompasses more than 560 different companies.

How do freedom checks work? Well, unlike traditional dividend checks, which are defined as payments made to shareholders from corporations, freedom checks are taxed differently. These checks are taxed as capital as opposed to income; as a result, investors do not pay income tax normally associated with dividend checks. The primary requirement for companies that issue freedom checks is that they pay out a minimum of 90% of their generated income to their investors. The rate of return for those who opt to invest in Master Limited Partnership companies far exceeds that of traditional investment products like CDs, money market accounts, and corporate junk bonds. For example, an investor who chooses to invest $1,000-dollars in an MLP company can, in 20 years, make almost $150,000-dollars.

A huge proponent of freedom checks is Matt Badiali, an investment expert and the Founder of Real Wealth Strategist, a Bayan Hill Publishing financial newsletter. According to an article in, an online resource for insights on the economy and global market analysis, Matt Badiali discovered this unique investment tool while looking for ways to generate capital that could be used to fund the exploration of new oil and gas pipelines. MLPs, as well as statue 26-F, represented a win-win for the corporations and the investors alike.

If you’re not familiar with Matt Badiali’s background, he is a Penn State University alumnus, who earned a B.S. in Geological and Earth Sciences, in 1992. From there, Badiali went on to attend Florida Atlantic University, where he earned his Masters degree in Geology and Earth Science. In an effort to broaden his knowledge in these fields, he enrolled in the University of North Carolina at Chapel Hill, with the intentions of earning a Ph.D. in Sedimentary Geology. Unfortunately, he was unable to complete his education at the University due to family reasons. Ultimately, Matt Badiali became a Geology professor at the University of Carolina, where he remained until he hired by a financial expert who needed his expertise in the geology. This opportunity completely changed the trajectory of Matt Badiali’s career, making him a natural resource investment expert, and later, the Founder of a financial newsletter, Real Wealth Strategist. You can learn more about Matt Badiali by visiting:


Michael Hagele is Making Things Happen at the Top

Michael Hagele provides legal services for a variety of tech companies. In a recent interview he summed up how he effectively serves his clients. Hagele begins by stating that small firms can offer cost-efficient as well as high-quality legal services in the area of technology.

Hagele starts the morning by handling everyday concerns of his technology clients. This could include legal counseling regarding intellectual or general property and reviewing contracts. By mid-day he may take some time for mountain biking. This gives him a fresh, creative look at difficult issues when he gets back to work. He’ll continue to work with clients throughout the day solving a variety of issues that crop up. Read more at

Hagele says he’s very tenacious and keeps working with new opportunities and information to provide the best outcomes. He’s particularly interested in artificial intelligence and its many applications. He’s also fascinated with machine algorithms that find unique relationships and patterns in data. Whatever he’s working on, he makes it a point to always put the customer first. As an attorney, he’s always thinking about what is in the best interest of his client.

He believes that social media is a critical component for a successful business. He doesn’t want to overdo it, but finds this to be a great way to connect with clients and customers. The software he likes includes a combination of web offerings from Google and MS Office. Hagele also likes to keep in touch with other people who mountain bike. He uses Strava to connect with other individuals who are interested in biking and competitions.

One of his failures as an entrepreneur was his experience opening a restaurant. The celebrity chef that was hired was not on board with the company regarding how compensation would be handled. Hagele stated that he should have seen this as a red flag from the beginning. He believes businesses need people who are invested in a company through equity participation and not just receiving a salary.



Felipe Montoro Jens Shines Light on Northeastern States Using Concessions

Many of the Northeastern states are choosing to get involved with concession projects. These projects allow the states to invest in the transfer of assets to the private initiative. They also accomplish this by way of Public-Private Partnerships (PPPs) or Subconcessions. This approach makes it possible to find a way around the restrictions of federal transfers and the tightening of fiscal accounts. Infrastructure expert Felipe Montoro Jens highlighted the measures taken by each Northeastern state.


Bahia has chosen to circumvent restrictions by investing in a Light Rail Vehicle Project (VLT). It is being designed to make the current suburban train obsolete. It is expected to have a positive impact on the economy of the state.


Piaui has a much more elaborate plan. The government has ​​just under 25 projects of concessions and PPPs in the work according to Viviane Moura, Superintendent of Partnerships and Concessions. The first PPP in the country was launched to improve the quality of the Internet connection, installing around 1,500 fiber optics across the state. The investment has been well received by residents.


Maranhao has invested in correction facilities constructing four prisons that have the capability to open up a very large amount of places. Felipe estimates the construction will be done June 2019.


Pernambuco is diverting much of its attention to focus more attentively on its sanitation issue. The National Bank for Economic and Social Development (BNDES) aims to increase the participation of private capital in the sanitation sector. BNDES is actively trying to attract investors to help with its initiative. Sanitation Company (COMPESA) has partnered with the bank to expand the PPPs signed by the government.

The bottom line is all of these states investing in concession projects are just trying to do what’s right for the betterment of their economy.

Financial Stability Tips after Retirement by David Giertz

Retirement is a subject with both good and bad news on how millennials are preparing for it. According to David Giertz, most millennials nowadays are finding new methods to prepare for retirement when they turn 22 which is good news. However, the bad news is that others have the wrong information on how to best use that money they are saving. Therefore David gave some effective tips that millennials can use to plan and make the best decision on what to do with the money they save.

First, David recommends financial health awareness. This tip is important because you get to save and also cover up significant responsibilities such as paying off debts fast including loans, credit cards, college debt among others. David insists that saving at an early age is nice but what is more important is not to live in liabilities.

Secondly, compound interest should be your best friend. For example, a Roth IRA is an incredible option because your money is taxed prior making deposits and can be accessed without tax once you retire. Also, another benefit of Roth IRA is if you start saving early, you can build more compound interests as you keep adding money and you will be impressed with the amount you will have by retirement.

Another tip by David Giertz is coming up with a side gig meaning you come up with a side business that will benefit you financially. David advises on doing something you love to do because you will make time for it. For example an Etsy store, it cannot replace your actual job, but it benefits you when you do it in your leisure time.

Mr. Giertz is an alumnus of the University of Millikin where he graduated with a BS degree. He later joined the University of Miami and graduated with an MBA. He has been a financial advisor for more than three decades which makes him an expert. Giertz has worked for various companies and currently works as a certified business coach at WABC and also at FINRA as an industry arbiter. David Giertz is positive about providing financial solutions form people to live a comfortable life even after retirement.